We show our client’s a way to successful wealth creation and financial freedom that is comfortable and tailored to each of their individual situations.
Interesting Article – We are lucky to have so much Knowledge Available Today
20 July, 2007 We should consider ourselves lucky we have more opportunity to get Knowledge and make the right decisions for our futures. It would appear that it could be too little too late for some of the Older generations. “Bad times are good for Gen X with jobs” Jessica Irvine July 6, 2009 Young suburban families with mortgages and secure jobs are likely to be better off than they were a year ago, unlike their baby boomer parents. CommSec economist Savanth Sebastian said the impact of the economic slowdown had been hardest on baby...
read moreClever Neville and Rich George.
I once knew a chap who was quite clever. Neville was the local oracle; he had a good mind and often knew the solution to a work problem before any of his workmates. About twelve years ago he was offered an opportunity to invest in some real estate which was on offer. Now Neville, being the thinker that he is had an Achilles Heel, he tended to procrastinate. He began to analyse the market and came to the conclusion that if he waited he would be able to buy the property cheaper. At the same time another chap by the name of George looked at the...
read moreFinancial Discipline
Without financial discipline people find it difficult to get ahead. It doesn’t matter from what era you come there have always been those who can make ends meet and those who can’t. Those who can’t are living beyond their means Only when people develop financial discipline and learn to live within a budget will they begin to build a financial excess in their lives. Instead many have high levels of debt fuelled by excessive lifestyle. They have little or no savings and no good debt. I hear you gasp “is there anything such as good debt,...
read moreLeave some things to chance but not your retirement.
Would it be fair to say that nothing of any value or substance just happens except a lottery win even that required you to buy a ticket? Sadly many people in Australia do leave their retirement funding to chance. They think the Retirement Fairy will pop out of the blue and poof; there is your amazing life of luxury. Nice story but believe it or not this is what many in our society are doing by not taking action. They let fear overwhelm them, they decide to take no action and they just get on with living. The years go by and before they know it...
read moreStick with it!
Hi once again! Ari from Premium Finance! Investing for your retirement/ future should be looked at with the attitude of buy and hold. Its a long term strategy, not a lets try and make money quick thing. When investing for your future look for a safe long term investment that will in the long term give you what you set out to do. Long term means 10+ years. Short term investing is called speculation. Long term strategies in safe vehicles is a true investment for your future! Remember be confident in your plan and stick with it for the long term...
read moreWhat’s to worry about
This is Lynette, a Relationship Manager for Premium Finance Services. I had a delightful single lady client in to see me over the week-end and she decided she would like to do another investment through Premium. She laughed all the way through our meeting and I couldn’t help but think this is a totally different woman then the last time we met. I made a joke about how different she was and she explained that doing her first investment was really scary for her and in fact she had felt quite sick about making a decision. Being...
read moreOvercome your fears!
Hi again. Ari from Premium Finance As humans we have a thing called fear in built. Its there to protect us from harm. But we cannot allow fear to overcome us when making decisions about investing. We need to overcome our fear by getting all relevant information and the help of experts to guide us. If we allow our fear to overcome us we will not achieve our goals in life. Overcome your fears in life and the rewards will follow!
read moreOwn your new home sooner
At Premium Finance we pride ourselves on helping clients own their home a lot sooner than they think they can. We show them how to utilise available loan structures, coupled with sound tax effective investments to take years off their home debt and save literally thousands in interest. Think about it from the banks perspective. How do they make money? On the interest we pay so therefore do they want us to have a loan for a short time or a long time. Where will they make the most interest? Why do you think they are handing out 30 year loans...
read moreCreating Financial Independence
Hello, this is Lynette, a Relationship Manager with Premium Finance Services. I had a young single male client in the other day and I must say what a nice guy he was and with a refreshing attitude to creating wealth. He was on a high income and works very hard but said a few years ago he was leading the typical young single male lifestyle and spending a lot of his cash on entertainment. He realised that all he was getting out of this lifestyle was a lot of hangovers, and nothing to show for the money he spent. He said he took stock...
read moreManage your money
One of the most important things you need to do is to track what money you have, where it is, and what it is or is not doing for you. Make it a monthly thing, at least, to go back and find out just where your money is. This way, you can make the necessary adjustments before they cost you largely at the end. It should only take you a few minutes to make this happen, too. With good money management tools in place, it would be even simpler to accomplish this. Just ask your tools to do it for you.
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